Understanding Workers’ Compensation Benefits
Getting hurt on the job can be a big setback. You might not be able to return to work or work in your prior capacity.
Workers’ compensation is a safety net that provides medical benefits and financial support for New Jersey workers who get injured on the job. There are multiple types of benefits depending on the severity of your injury and how much they impact your ability to work.
We Can Make Sure You Don’t Leave Valuable Benefits On The Table
Navigating workers’ comp and getting the right benefits can be tricky. At Jacobs, Schwalbe & Petruzzelli, P.C., our lawyers can help. We want every injured worker to get the benefits they need to recover from their injury and get back to work. We also represent family members seeking death benefits for a loved one who died as a result of their work.
Our millions of dollars in results speak volumes about our experience, dedication and commitment to clients.
Types Of Workers’ Compensation Benefits
If you were hurt on the job, you generally cannot sue your employer for damages, even if they were negligent. Instead, you must pursue compensation through New Jersey’s workers’ compensation system.
Through a successful workers’ compensation claim, you can get medical benefits as well as wage replacement. There are several types of wage replacement benefits:
- Temporary total disability is payable while you are out of work undergoing medical treatment for your work injury
- Permanent partial disability is payable when you have permanent residuals from your work injury, but you are still able to return to some form of work activity
- Permanent total disability is payable when the residuals of your work injury leave you with no ability to perform any kind of work activity
- Death benefits for eligible family members who lost a loved one due to a work-related accident or illness
The amount of benefits you receive depends upon your prior earnings, within certain limits.
Common Mistakes When Pursuing Workers’ Compensation Benefits
Do not jeopardize your benefits by making common mistakes such as:
- Failing to report the injury to your employer
- Accepting a settlement too soon
- Not following through on your medical treatment
- Not seeking authorized medical providers who are covered by workers’ compensation
- Not seeking legal help if your benefits are denied or terminated
- Not seeking guidance on whether you also have a personal injury claim against other parties
Many injured workers miss out on significant compensation because they don’t seek legal help. We do not want that for you. It will not cost you anything to talk to a lawyer at our firm during a free consultation.
We Are Here To Help
Based in Cherry Hill, our lawyers are committed to representing injured workers from all walks of life who need help getting the benefits they deserve. We can address your concerns and answer your questions about any aspect of the workers’ compensation process.