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Decoding Social Security Disability And Supplemental Security Income Benefits

Social Security Disability (SSD) and Supplemental Security Income (SSI) are two programs designed to assist those with disabilities. While both programs are overseen by the Social Security Administration, differences between the two confuse many applicants.

At Jacobs, Schwalbe & Petruzzelli, P.C., we help clients understand their options, as well as their rights and the benefits available to them, and we get their claims approved. Attorney Robert Petruzzelli previously worked for the Social Security Administration, so his insider knowledge of the system helps us succeed, even when a case is complicated.

What Is The Difference Between SSD And SSI?

Both SSD and SSI benefits are granted to people with severe disabilities that prevent them from performing substantial gainful work activity. To be approved for either program, your disability must have lasted or be expected to last at least a year (or to end in death). You must also go through the exact same disability approval process for both claims.

That’s where the similarities end. SSI is only available to disabled people with very limited financial resources and income. Eligibility is not tied to any work history, so even children with disabilities may qualify. In comparison, to be eligible for SSD benefits, you must have accumulated a sufficient number of work “credits,” which are acquired by earning income and paying Social Security taxes. The number of credits required depends on your age at the time your disability began.

Another big difference between SSD and SSI is that SSD often provides benefits for some dependent family members of the disabled person, while SSI is strictly for the disabled individual.

Get Started On Your SSD Or SSI Claim Today

We are a full-service firm, and our lawyers represent clients in Social Security claims, personal injury lawsuits and workers’ compensation cases. In many cases, our clients need advocacy in all three areas of the law.

We excel at what we do, so call Jacobs, Schwalbe & Petruzzelli, P.C., at 856-528-7991 or contact us online to schedule your free disability claim consultation. Fees are limited by law, and you pay nothing unless we win your case.